Are you a resident of New York State? Have you heard about New York State Statutory Disability but are unsure what it entails? At La Voie Insurance, we are here to help you understand the basics of this important program and how it can benefit you. Whether you are an employer or an employee, knowing about New York State Statutory Disability is crucial for ensuring compliance and protecting your rights. New York State Statutory Disability is mandated by NYS if you have employees.

What is New York State Statutory Disability?

New York State Statutory Disability is a program that provides temporary cash benefits to eligible employees who are unable to work due to a non-work-related illness or injury. This program is designed to help employees maintain financial stability during their recovery period, allowing them to focus on getting better without worrying about their income. This would begin on the 8th day of sickness or accident, and not to exceed of a period of 26-weeks, for 24/7 off the job site coverage.

How Does the New York State Statutory Disability Program Work?

When an eligible employee becomes unable to work, they should notify their employer as soon as possible. The employer will then provide the employee with the necessary forms to apply for New York State Statutory Disability benefits. This coverage also includes Paid Family Medical Leave.

Once the employee has completed the application forms, they should submit them to the appropriate state agency. The state agency will review the application and determine if the employee is eligible for benefits. If approved, the employee will begin receiving cash benefits to replace a portion of their lost wages during their disability period.

How Can La Voie Insurance Help?

At La Voie Insurance, we understand the complexities of New York State Statutory Disability and can assist both employers and employees in navigating this program. We can provide guidance on eligibility requirements, application procedures, ensuring compliance with the program’s regulations and assistance with claims.

Whether you need assistance with filing a claim, understanding your rights as an employer, or resolving any issues related to New York State Statutory Disability, La Voie Insurance is here to help. Contact us today to schedule a consultation and let us guide you through the process.